Safeguard Public Adjusters works with a variety of HOAs for residential neighborhoods, apartments and condos and are experienced in the oftentimes complex field of HOA and Condo Association insurance claims. HOA and Condo Association claims can often be the most challenging due to the sole fact that in the event of damage, there is usually some dispute from both condo owners and the condo association as to who is responsible for what. What might start as a small leak inside one apartment can turn in to water damage throughout several apartments in a short amount of time if not handled properly, which of course can complicate who exactly is the responsible party.
Even though there are laws on the books in the State of Florida governing exactly who is responsible for what, these laws are complex and have been rewritten more than 20 times over the years. Given the complexities along with the constant changes, interpretation of these laws is never simple, so both sides will always attempt to interpret in their own favor.
