Types of Claims

Electrical Damage

When it comes to property damage, electrical damage can often times be some of the most serious property damage as it can impact appliances, electronics, computers, your phone system, your homes electrical infrastructure and can even lead to electrical fires.
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Mechanical Breakdown

Most consumers do not realize that they may have more than one option when it comes to buying coverage to protect against mechanical breakdown. Depending on the machinery in question, there may be advantages to purchasing a warranty through the dealer or buying mechanical breakdown insurance through an insurance company.
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Business Interruption

If you are coping with a catastrophe that has had such a severe impact on your business that you can no longer operate, making a claim on your business interruption insurance can make the difference between whether you can keep your doors open or not.
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Hurricane Damage

Property damage because of a hurricane can be some of the most devastating property damage imaginable. In South Florida, the threat of hurricane damage is a yearly occurrence, so along with your other hurricane preparations for food, shelter and power, you should also have a public adjuster in mind who will be ready to assist you with getting life back to normal in the wake of the storm.
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Foundation Leaks

Cast Iron and Freshwater Line Leak Below Foundation claims are tricky. The insurance policies are limiting some of these claims. Most policyholders are more concerned with the cost of the plumbing repair and less concerned for what actually makes these claims covered.
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Plumbing Leaks & Water Damage

Leaks in plumbing and other parts of your property can go from a simple problem to a major catastrophe more quickly than you think. These claims are delicate because the leak needs to be stopped and the property must be properly dried out.
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Water & Flood Damage

Water damage can happen at just about any time. Whether you’re dealing with flooding due to storms, broken pipes, sewage backup or any other reason, water damage is the most frequently reported type of property loss.
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Smoke & Fire Damage

Fire losses are typically the most devastating form of damage a property can face, usually destroying part or all of the structure as well as all of the property inside. A fire loss will typically include damage relating to smoke, heat, soot, any damage relating to putting out the fire like water damage and the need to break down doors or walls, as well as any damage to your plumbing, electrical or other internal property systems.
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